NPH News

NPH Awarded $500,000 CDFI Grant from the Dept. of Treasury

On September 27, 2016 NPH was notified by the Dept. of Treasury we were approved to receive a grant of $500,000 to support the capitalization of the NPH Loan Fund.  NPH uses these funds to provide downpayment assistance or home improvement loans to Native households in the form of a second mortgage.  These funds substantially assist Native households with access to first mortgage credit and enable Native families to buy or rehabilitate their homes.  Over the course of 7 grants the Dept. of Treasury CDFI Fund has awarded $2,228,479. 

NEW NAME: NATIVE Partnership for Housing (NPH)

Navajo Partnership for Housing is being changed to Native Partnership for Housing. The purpose of the name change is to expand NPH’s services to other Native tribes and Individuals.  A part of the service expansion also includes the formation of Native Investments Holding Company and Clearwater Construction Partners.  Clearwater Construction Partners will be available to assist Native communities with housing construction projects through its’ joint venture partnerships.


On Sept. 10, 2015 NPH was notified by the Dept. of Treasury they were approved to receive a grant of $400,000 to support the capitalization of the NPH Loan Fund.  NPH typically uses these funds to provide downpayment assistance to Native households typically in the form of a second mortgage.  These funds substantially assist Native households with access to first mortgage credit and enable Native families to buy or rehabilitate their homes.

In July, NWells FargoPH received notice from the Wells Fargo Housing Foundation we were awarded a  grant of $7,500 to assist with Homebuyer Education and Financial Fitness efforts.  Thank you Wells Fargo!



NPH featured in HUD Evidence Matters article Local Initiatives Promote Homeownership in Indian Country

* Local Initiatives, with the support of federal policies and national nonprofits, address unique barriers to homeownership in Indian Country.

* Infrastructure development and home construction and rehabilitation increase the supply of  Affordable, quality housing in areas where housing conditions are generally poor.

* Downpayment assistance programs, in tandem with financial literacy or homebuyer education courses, help families achieve and sustain homeownership with low levels of default.

NPH has been assisting Navajo households with acquiring, building, or renovating homes since 1996.  In 2014, NPH surpassed $50,000,000 in loans and grants that have helped over 443 households achieve homeownership or renovate their existing home. Sources of financing have included

Monument Valley

but are not limited to HUD 184, Fannie Mae Conventional, USDA 502 Direct, 502 Guarantee, 504 Loans/Grants, NAHASDA, CDFI, and NeighborWorks America. Of the $50 million in arranged financing we estimate that 94% of this financing is non-NAHASDA, but in part leveraged by NAHASDA investments in homebuyer education and construction services.

The HUD 184 Loan Guarantee Program has been the most popular loan product for NPH customers.  Through December 31, 2014 NPH has been involved with 188 HUD 184 Loan Guarantee financings.

This success can be attributed to strong partnerships and as a local intermediary, NPH is able to help families navigate the challenges of homeownership in Indian Country.  All customers participate in homebuyer education and meet one on one with a Homepurchase Advisor.

On August 26, 2014 NPH was notified we were awarded $147,000 in CDFI CDFI LogoTechnical Assistance Funding through the Native American Initiative.  The CDFI Fund’s Native Initiatives are designed to overcome identified barriers to financial services in Native Communities. These initiatives seek to increase the access to credit, capital and financial services in Native Communities through the creation and expansion of CDFIs primarily serving Native Communities.

ChaseBank LogoMany thanks to Chase Bank for investing in Financial Education for Navajo families and individuals.    In our 17 year history we have had over 3,100 homebuyer education graduates and over 600 graduates of the Financial Fitness Program.  Native Partnership for Housing is proud to have Chase Bank as a partner.


Rollin Wood, Executive Director for the Navajo Partnership forRecognition from Community Housing Capital Housing (NPH) (pictured below on the right) receives recognition from Community Housing Capital (CHC) CEO Jack Gilbert (center) and COO David Landis (left) for the partnership between NPH and CHC the Karigan Estates Subdivision located in St. Michaels, Arizona. CHC represents an opportunity for NPH to bring private capital to the Navajo Nation. The recognition was presented in Louisville, Kentucky on May 20 during the NeighborWorks Training Institute.

The Board of Directors of Native Partnership for Housing are pleased to announce the appointment of Mr. Rollin Wood as the new Executive Director. Rollin has demonstrated business and leadership achievement over his varied career. His commitment and passion for the NPH mission matches that of the Board and Staff. Rollin has prior experience in Indian Country and on the Navajo Nation.

Join Us on Facebook

Join Our Mailing List
SafeSubscribe with Constant Contact
For Email Newsletters you can trust